SUCCESS STORIES

A budding entrepreneur, was looking to purchase an office building for his new business. However, the financing options presented by his bank, with a rate of WSJP + 100bps fixed for 5 years and 75% leverage, did not align with his business objectives. He needed a more favorable financing solution to support his purchase plans and capital expenditure (capex) requirements. The client turned to Pando Companies for assistance. Our team conducted a thorough assessment of the client's needs and leveraged our extensive network of lenders to identify more competitive financing options. We secured a loan with 80% LTV, providing the client with greater leverage, and offered the flexibility of choosing from fixed-rate options of 5, 7, or 10 years at WSJP minus 150bps. Additionally, we structured a longer amortization period of 25 years, and secured 100% of the capex needed for the building. With Pando Companies' tailored financing solution, our client was able to secure the office building with more favorable terms. The lower interest rate, increased leverage, longer amortization period, and capex funding provided him with the necessary financial flexibility to support his business plans and position his new venture for success.

A real estate development company specializing in senior living communities, sought to secure land for a 55+ community. They needed financing with favorable terms and a quick turnaround. Our challenge was to lock in the rate before an anticipated rate hike, exceed leverage expectations, and deliver on time. We leveraged our extensive lender network and expertise to secure the best financing terms. By closely monitoring market trends, we locked in the rate just before the anticipated rate hike. Our strong lender relationships enabled us to negotiate a financing package that exceeded leverage expectations. Our client successfully acquired the land for their 55+ community. By securing favorable terms and exceeding leverage expectations, they were well-positioned for success. Our timely execution ensured a smooth process and allowed them to proceed confidently with their development plans.

Our client faced a time-sensitive situation with a vacant industrial warehouse purchase, requiring high leverage and additional equity within a tight timeline of just 43 days. This presented a significant challenge in securing the necessary debt and equity for the deal. Pando Companies quickly assessed the client's financing needs and worked diligently to identify and secure the best financing solutions. Through our extensive network of lenders and investors, we were able to secure the required debt and equity within the tight timeline, leveraging our expertise in structuring deals and negotiating favorable terms. Our client was able to close on the vacant industrial warehouse within a short timeframe, with the necessary high leverage and additional equity in place. This enabled our client to capitalize on the opportunity and move forward with their investment plans. Our referral partner received a 25% fee from our payment for their referral.

A growing business, was in need of financing to purchase a warehouse building to support their expanding operations. However, their bank's offer of a rate at WSJP and leverage at 70% LTV fixed for 5 years fell short of their financing requirements, leaving them in need of better options. The client was referred to Pando Companies by a referral partner. Our team quickly went to work, leveraging our extensive network of lenders to identify the best financing solutions for our client. Through skilled negotiation, we secured a loan with a significantly lower interest rate, 1.5% below their bank's offer, as well as a higher leverage of 85% LTV and an extended fixed term of 10 years. With Pando Companies' expertise, our client unlocked competitive financing that surpassed their expectations, saving them substantial costs over the loan term. As a bonus, our referral partner received a 25% fee from our payment for their referral.

Our client, who was under contract to purchase a multifamily property, faced a challenge in obtaining the desired level of financing to make the deal feasible. The client's primary objective was to secure higher proceeds without the need to contribute additional equity or seek additional funding from investors. Recognizing the client's unique requirements, our team diligently explored various financing options and leveraged our extensive network of lenders. Through strategic negotiations, we successfully secured a loan with 13% higher leverage than the prevailing market norms. This increased leverage allowed our client to proceed with the purchase without the need for additional equity investment or raising funds from investors.

Our client had a vision of developing a multifamily project and needed to secure financing for the land purchase. However, they faced a challenge in finding a lender who was willing to provide a loan for raw land. With our expertise and extensive network of lenders, we embarked on a diligent search to find a suitable financing solution for our client. Using our innovitie system we successfully secured a loan with a LTV of 60%. This allowed our client to proceed with the land purchase while conserving their capital for the development phase. In addition to securing the loan, we were able to negotiate competitive rates for our client. The loan was offered at SOFR + 180 basis points, ensuring favorable financing terms that aligned with our client's budget and financial goals. By overcoming the challenge of securing financing for raw land, we empowered our client to move forward with their multifamily development project.